Financial inclusion
A new approach to financial inclusion
We are building credit, savings and protection for the households and micro-enterprises that traditional banking still overlooks.
Example · Personal loan
₹50,000
12 monthly instalments of ₹4,584
| 01 | 08 Nov | ₹4,584 | Paid |
| 02 | 08 Dec | ₹4,584 | Paid |
| 03 | 08 Jan | ₹4,584 | Due |
| 04 | 08 Feb | ₹4,584 |
Receipt
CR/001/26-27/00002
₹4,584.00
Four thousand five hundred eighty-four rupees only
What's new
Announcements
Find a branch
Micro-enterprise credit is now live at every branch
Free financial-literacy sessions begin this month
What we offer
Products designed around real cash flows
Four core offerings, each built on doorstep service, transparent pricing and repayment schedules that follow the way our customers actually earn.
Group & household lending
Joint-liability loans from ₹15,000 to ₹1,00,000 for women-led households, with weekly or fortnightly collection at the doorstep and no hidden charges.
Interest from 20% a year
Check eligibilityMicro-enterprise credit
Working capital and equipment finance up to ₹10 lakh for kirana stores, tailors, dairy units and small workshops. Decision in 48 hours, disbursal in 72.
Apply for creditInsurance & protection
Life, hospital cash and crop-shock cover distributed as a licensed corporate agent, with claims support handled by the same officer who opened the policy.
Compare coverSavings & digital payments
Assisted savings accounts, UPI onboarding and free financial-literacy sessions, run at the branch and in the community.
Savings interest 3.5% a year
Open an accountAlso at every branch
Where we are today
A young company, built on a clear promise
We are early — so we would rather show you how we work than quote numbers we have not earned yet.
- 10+
- Branches open and serving customers
- 72 hrs
- From approved application to disbursal
- ₹15,000
- Our smallest loan — everyone starts somewhere
- 0
- Hidden charges. Every fee is on the sheet you sign.
MKT Financial Services — CIN U66190RJ2026PTC111639. Lending is subject to credit assessment and applicable RBI norms.
How to apply
From first call to money in hand
- 1
Tell us what you need
Fill the short form below or walk into a branch. Our officer calls you back.
- 2
Share your documents
Aadhaar, PAN, a photo and bank details. Our officer can collect them at your home or shop.
- 3
Read your sanction letter
Your instalment, full schedule and every charge are printed for you before you sign anything.
- 4
Get the money
Paid by bank transfer or in cash. Your first instalment date is fixed on the day of payment.
EMI calculator
See your instalment before you apply
Move the sliders. Weekly instalments suit shops and daily earners; monthly suits salaries.
Your monthly instalment
₹4,632
for 12 months
- Principal
- ₹50,000
- Interest
- ₹5,581
- Total
- ₹55,581
An estimate on a reducing balance. Your exact instalment, schedule and every charge are printed on your sanction letter before you sign.
Why MKT
How we work with you
Repayments that follow your income
Daily, weekly, fortnightly or monthly instalments, chosen to match the way you actually earn.
Collected at your doorstep
Our collector visits you. Pay in cash, by cheque, UPI or bank transfer, or straight from your MKT savings account.
A numbered receipt for every payment
Every rupee you pay is entered in our books the same day, with a receipt number you can quote.
Your data, kept to a minimum
We store only the last four digits of your Aadhaar number. Your documents are seen only by the staff handling your loan.
Rates & charges
Every scheme, every charge
Straight from our loan schemes. Your sanction letter confirms the exact figures for your loan.
| Scheme | Interest p.a. | Amount | Instalments | Processing fee | Other charges | Late fine |
|---|---|---|---|---|---|---|
| PLFortnightly | 20–36% | ₹5,000–₹50,000 | 3–20 | Nil | Docs Nil · Insurance Nil | 1.5% after 0 days |
News & insights
What we're learning in the field
Notes from our branches and our credit team as we build the company.
Careers · Life at MKT
Build a career where the results are visible
We are hiring our founding teams in credit, field operations, risk and engineering — in the districts where our customers live.
- ✓Founding-team roles with real ownership
- ✓Health cover for employees and dependants
- ✓Training and relocation support across our network
12
Open roles today
Find a branch
Visit us
Walk in for a conversation, or ask our officer to come to you.
Branch 001
Head Office
Jhunjhunu, Rajasthan
Customer FAQs
Before you apply
What documents do I need?
A photo, your Aadhaar card (front and back) and PAN card. For address we also accept a voter ID, passport or driving licence. Bring a bank passbook or statement, and salary slips if you are salaried.
What does a loan cost?
Interest, plus the processing fee, GST and any documentation or insurance charge for your scheme. These are deducted from the amount paid to you, and all of them are printed on your sanction letter before you sign.
How can I pay my instalments?
To our collector at your doorstep, in cash at the branch, by cheque, by UPI or bank transfer (NEFT, IMPS, RTGS), or from your MKT savings account. You get a numbered receipt every time.
What happens if I pay late?
Each scheme has a few grace days. After that a late fine applies, worked out as a percentage of the overdue instalment. Your sanction letter states both.
Can I close my loan early?
Yes. Pay the outstanding principal, the interest due to that day and any applicable charge, and the loan is closed. We then issue a no-objection certificate.
Do I have to be a borrower to open a savings account?
Savings accounts are opened for our registered members at the branch. You can deposit and withdraw there, interest is credited to the account, and you can use the balance to pay your instalments.
Apply
Talk to an advisor
Leave your number and our branch team will call you, explain the options and fix a time to collect your documents. There is no charge for asking.
Prefer to call? Talk to us directly:
- Satish+91 86198 00921WhatsApp
- Mukesh Tilotia+91 80586 27201WhatsApp